The first independent commerce media network.

Kard uses predictive AI and first-party transaction data from millions of Gen Z and Millennial shoppers to power hyperpersonalized offers that scale customer acquisition.

Merchant

Marketers

Reach the shoppers you already know have high intent — and only pay for performance.

For marketers
For marketers
Advertiser

Fintechs & FIs

Compete with the biggest banks and loyalty programs with personalized offers that drive measurable spend and engagement.

Issuer
For fintechs & FIs
COMMERCE MEDIA NETWORK

We’ve got receipts

Driving value for our partners, customers, and the end consumer.

Issuers
15%

of previously inactive cardholders re-engaged after a rewarded transaction.

marketers
$10:1

Topline ROAS, with 40% more repeat purchases

Consumers
25K+

Effortless earning at tens of thousands of locations in the US

Merchants and Consumer

Why Kard Built on what consumers actually buy, and designed to prove what works.— Spin up a fully customized loyalty program without compromising on security, compliance, or feature set.

marketer

Reach

Win over the 47M+ cardholders in our network and expand your share of wallet.

Issuer

Flexibility

Design your loyalty program your way — without the overhead.

Kard

Security

Build confidence into your loyalty program with Kard’s PCI-Compliant, SOC 2-certified platform.

Get started
Start
Grocery
Advertisers

Reach

Win over the 47M+ cardholders in our network and expand your share of wallet.

Shopping
Issuers

Flexibility

Design your loyalty program your way — without the overhead.

Doing Grocery
Kard

Security

Build confidence into your loyalty program with Kard’s PCI-Compliant, SOC 2-certified platform.

COMMERCE MEDIA NETWORK

How our network works

Performance marketing made simple.

1

Set up a Kard campaign

Use first-party transaction data to target new, existing, or lapsed customers with offers they can’t refuse. Serve up location-based offers, category discounts, tiered benefits, or spending challenges while preserving your brand identity at every touchpoint.

2

Launch your offer

Decide how and when to alert customers about new deals and expiring offers through personalized push notifications and emails. Our API-first platform ensures the right message reaches the right user when they’re in a spending mindset.

Merchant
3

Only pay for performance

When consumers make a purchase, we track that transaction and link it directly back to your offer. Measure true incrementality and ROAS — and only pay for verified purchases (not impressions).

4

Do more of what works

Use tiered or unlimited offers to drive repeat purchases. See where else your customers shop to forge new partnerships. And use A/B test messaging and AI-driven insights to adjust offers in real time.