The modern rewards network

Making loyalty more rewarding

The nuts and bolts

Kard provides an easy and secure way to reward your cardholders

Kard's Advertising Network

We help retail brands reach new audiences and increase loyalty with enticing rewards


Cardholders can discover rewards in their banking app and earn when they shop


We aggregate these rewards for delivery through our set of API endpoints

Banks & Issuers

Card issuers display our merchant offers to cardholders in a way that fits their style

The Kard edge

Easy-to-use API

We make it simple to get up and running quickly, whether for an offer or whole program

Customizable rewards

Build a personalized experience for your customers and cardholders

Built for scale

Our systems operate with 99.9%+ uptime and can scale quickly

No learning curve

No need to link your card, download a program, or spend hours searching for coupons

Security & privacy

No personal cardholder data required — we're PCI and SOC 2 compliant

A personal touch

Whether a bank or a merchant, you'll get a personal account manager from day one

Designed for any industry

Kard's API is designed to perfectly implement and market offers to fit your needs


Connect your cardholders to rewards with our APIs


Provable performance marketing across all spend categories


Increase ROI for your brands with card-linked offers

Start driving incremental
sales today