Kard, the first independent commerce media network, is thrilled to announce its partnership with Grit Financial, an earned wage access platform on a mission to transform how working Americans manage their money.
Built for employers who want to give their teams better control of their earned pay, Grit provides the only true Paycard built with rewards for company employees such as 3.00% APY rewards on their account balance and On-Demand Pay (earned wage access).
Companies providing cards on-site to employees with almost instant activation no longer have to choose between convenience for their business and providing an outstanding financial option for their employees.
Now, with Kard, Grit is adding hyperpersonalized cash back offers to its debit card, helping workers stretch their dollars even further by turning everyday purchases into meaningful rewards.
“With our partnership, we continue to expand the rewards available to employees on the most powerful payroll card in America. Kard's platform allows our customers to earn cashback on their spending at major retailers which include CVS, TicketSmarter, CiCi’s Pizza, and AT&T Wireless — on top of the unprecedented rewards already offered to customers.” - Almaz Nanjappa, CEO of Grit Financial
For employees, that means every purchase has more impact. For employers, it’s a simple way to offer a financial wellness benefit and keep their teams focused on what matters most.
“Grit Financial is rethinking how employees manage and make the most of their money,” Ben Mackinnon, CEO and founder of Kard, emphasizes. “By adding cash back to wage access, they’re helping people get more from every paycheck and every purchase.”
Together, Kard and Grit Financial are proving that financial wellness and rewards can work hand in hand, helping employers retain talent and helping employees build lasting stability while supporting the brands they shop at every day.
About Grit Financial
Grit was founded on a simple concept, using technology to transform the banking industry to better serve working Americans. Our founders have a storied career working in fintech and big business. Armed with decades of experience in fintech, banking, business and innovation, our mission is to bring premium financial benefits to the American public.
About Kard
Kard is the first independent commerce media network. Using predictive AI and first-party transaction data from millions of Gen Z and Millennial shoppers, Kard powers hyperpersonalized offers that scale customer acquisition.
Its flexible, API-driven platform allows fintechs and FIs to compete with the biggest banks and loyalty programs, while giving merchants a scalable channel for engagement. By linking ad exposure directly to verified online and in-store purchases, Kard proves incremental impact at scale.



