We analyzed $3B in real transaction data from 47M+ cardholders to uncover where, when, and how younger consumers spend.

Unlock new insights to attract, convert, and retain the next generation of subscribers.

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Subscription Trends

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What's Inside the report

Discover how Gen Z and Millennials are reshaping the subscription landscape—and what your brand can do to stay ahead.

  • Category insights: Big box stores lead overall spend, but categories like travel, fashion, and beauty drive significantly higher average order value
  • Timing tips: Q1 outpaces Q4 in key verticals like beauty and department stores, creating new opportunities for acquisition
  • Payment behavior: Buy now, pay later and other alternative payment methods are growing fast among younger consumers
  • Purchase drivers: Tangible value like cash back helps reduce churn, incentivize upgrades, and drive long-term loyalty
  • Real-world results: A top streaming brand grew subscriptions by 160% and kept CPA under $5 using performance-based rewards

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